One of the most important assets a person has is the ability to go earn a living. When a health event or an accident prevents that, Short-Term disability provides a portion of income to get employees through and back to work.

In the event a person has a major health crisis or accident that prevent them from being able to work for an extended period of time. Long-term disability can provide a monthly benefit for years and often can be a lifeline during extremely hard times.

Dental insurance helps pay for all, or a portion, of the costs associated with dental care, from routine cleanings to root canals. You get free cleanings annually and a network of providers.

Vision insurance is offered through VSP® Vision Care. It provides choice, flexibility and savings through a VSP doctor.

Accidental Injury Insurance provides cash benefits directly to the policyholder for services provided by a doctor or hospital for a covered injury. Policies include an Accidental Death benefit and an annual wellness benefit.

A stay at the hospital is usually costly and major medical insurance may not cover all everything. Hospital indemnity insurance policies pay cash directly to the policyholder for services provided during a hospital visit. These benefits can help ease financial stress that your employees may experience while recovering from an illness or injury.

The American Cancer Society reported 12,690 new cancer cases in West Virginia in 2022 alone. Unfortunately, insurance cannot protect you from cancer. However, it can protect you from the enormous financial burden associated with caner treatment. Even with health insurance the indirect costs of getting treatment often leaves families struggling financially.

Critical Illness Insurance is coverage for conditions such as Heart Attach, Stroke, Major Organ transplant, and other catastrophic events. These are health events that can create large medical bills and leave a person unable to work.